- Merchant Registration (10,000pt)

- Initial Card Minting (1,000pt)

- Merchant Transaction Volume (10pt per $100, 300pt cap per day)

- User Transaction Volume (10pt per $100, 100pt cap per day)

- Merchant Referral (1000pt per invitation)

- User Referral (50pt per invitation)

- Reporting False Information (100pt per report)